Medicare Supplement Insurance — Texas

Medicare Supplement Insurance in Texas

Texas has over 4.2 million Medicare beneficiaries, making it one of the largest Medicare markets in the country. Houston, Dallas, San Antonio, and Austin each have large senior populations actively shopping for Medicare Supplement coverage. InsuraFix helps Texas seniors compare plans from top carriers including Aetna, Cigna, Mutual of Omaha, and more.

100% Free Service
15+ Carriers Compared
Licensed in Texas
No Obligation
4,200,000
Medicare Beneficiaries in Texas
$142/mo
Avg. Plan G Premium in Texas (age 65)
$112/mo
Avg. Plan N Premium in Texas (age 65)

What Texas Residents Should Know

Texas does not have a Birthday Rule, so the best time to enroll in Medicare Supplement in Texas is during your 6-month Open Enrollment Period when you first turn 65 and enroll in Part B.

Most Popular Plans in Texas

Estimated monthly premiums for a 65-year-old non-smoker in Texas.

Plan G

$142/mo
estimated for age 65 in Texas
Most Popular
Part A deductible
Part A coinsurance
Part B coinsurance (20%)
Skilled nursing facility
Foreign travel emergency
Not covered:Part B deductible ($240/year)
Most new enrollees — best overall coverage
Get a Quote for Plan G

Plan N

$112/mo
estimated for age 65 in Texas
Part A deductible
Part A coinsurance
Part B coinsurance (with small copays)
Skilled nursing facility
Foreign travel emergency
Not covered:Part B deductible + up to $20 copays per visit
Healthy seniors who want lower premiums
Get a Quote for Plan N
"My agent at InsuraFix explained the difference between Plan G and Plan N clearly. I went with Plan N and save $35/month — and I rarely use the doctor, so it made sense."
— Harold, age 68, Houston, Texas

How to Enroll in Texas

Step 1

Call or Request a Quote

Call (813) 733-5386 or submit a quote request online. Tell us your ZIP code, date of birth, and plan interest.

Step 2

We Compare 15+ Carriers

Your licensed Texas specialist compares rates from all available carriers to find your lowest premium.

Step 3

Enroll — We Handle the Paperwork

Choose your plan and we complete the enrollment. Coverage typically begins the first of the following month.

Medicare Supplement FAQs for Texas

How much does Medicare Supplement cost in Texas?

In Texas, Plan G typically costs around $142/month and Plan N around $112/month for a 65-year-old non-smoker. Rates increase with age and vary by carrier, gender, and tobacco use. Call InsuraFix at (813) 733-5386 for a free personalized quote.

Which Medicare Supplement plan is most popular in Texas?

Plan G is the most popular Medigap plan for new enrollees in Texas. It covers virtually all Medicare out-of-pocket costs except the annual Part B deductible. Plan N is the second most popular option for seniors who want lower premiums and are comfortable with small copays.

Can I be denied Medicare Supplement in Texas?

During your 6-month Open Enrollment Period (when you turn 65 and enroll in Part B), you cannot be denied Medicare Supplement coverage in Texas. Outside of this window, insurers may use medical underwriting. Guaranteed issue rights may apply in certain situations — our agents can advise on your specific options.

Ready to Compare Medicare Supplement Rates in Texas?

Our licensed Texas specialists compare 15+ carriers to find your lowest available premium. Free, no obligation.

Not affiliated with Medicare, Medicaid, or any government agency. InsuraFix is a licensed insurance agency.