Medicare Supplement Insurance — Pennsylvania

Medicare Supplement Insurance in Pennsylvania

Pennsylvania has nearly 2.8 million Medicare beneficiaries — one of the largest senior populations in the Northeast. Philadelphia and Pittsburgh are major retirement markets, with many seniors paying above-market rates for Medicare Supplement coverage. InsuraFix helps Pennsylvania seniors compare plans from all available carriers to find the lowest rate.

100% Free Service
15+ Carriers Compared
Licensed in Pennsylvania
No Obligation
2,800,000
Medicare Beneficiaries in Pennsylvania
$152/mo
Avg. Plan G Premium in Pennsylvania (age 65)
$122/mo
Avg. Plan N Premium in Pennsylvania (age 65)

What Pennsylvania Residents Should Know

Pennsylvania does not have a Birthday Rule. The state has a large senior population in Philadelphia, Pittsburgh, and the surrounding suburbs. Pennsylvania's higher cost of living means Medicare Supplement premiums tend to be slightly above the national average.

Most Popular Plans in Pennsylvania

Estimated monthly premiums for a 65-year-old non-smoker in Pennsylvania.

Plan G

$152/mo
estimated for age 65 in Pennsylvania
Most Popular
Part A deductible
Part A coinsurance
Part B coinsurance (20%)
Skilled nursing facility
Foreign travel emergency
Not covered:Part B deductible ($240/year)
Most new enrollees — best overall coverage
Get a Quote for Plan G

Plan N

$122/mo
estimated for age 65 in Pennsylvania
Part A deductible
Part A coinsurance
Part B coinsurance (with small copays)
Skilled nursing facility
Foreign travel emergency
Not covered:Part B deductible + up to $20 copays per visit
Healthy seniors who want lower premiums
Get a Quote for Plan N
"I was paying too much for my Medicare Supplement for years. InsuraFix found me the same Plan G coverage for $38/month less."
— Margaret, age 74, Philadelphia, Pennsylvania

How to Enroll in Pennsylvania

Step 1

Call or Request a Quote

Call (813) 733-5386 or submit a quote request online. Tell us your ZIP code, date of birth, and plan interest.

Step 2

We Compare 15+ Carriers

Your licensed Pennsylvania specialist compares rates from all available carriers to find your lowest premium.

Step 3

Enroll — We Handle the Paperwork

Choose your plan and we complete the enrollment. Coverage typically begins the first of the following month.

Medicare Supplement FAQs for Pennsylvania

How much does Medicare Supplement cost in Pennsylvania?

In Pennsylvania, Plan G typically costs around $152/month and Plan N around $122/month for a 65-year-old non-smoker. Rates increase with age and vary by carrier, gender, and tobacco use. Call InsuraFix at (813) 733-5386 for a free personalized quote.

Which Medicare Supplement plan is most popular in Pennsylvania?

Plan G is the most popular Medigap plan for new enrollees in Pennsylvania. It covers virtually all Medicare out-of-pocket costs except the annual Part B deductible. Plan N is the second most popular option for seniors who want lower premiums and are comfortable with small copays.

Can I be denied Medicare Supplement in Pennsylvania?

During your 6-month Open Enrollment Period (when you turn 65 and enroll in Part B), you cannot be denied Medicare Supplement coverage in Pennsylvania. Outside of this window, insurers may use medical underwriting. Guaranteed issue rights may apply in certain situations — our agents can advise on your specific options.

Ready to Compare Medicare Supplement Rates in Pennsylvania?

Our licensed Pennsylvania specialists compare 15+ carriers to find your lowest available premium. Free, no obligation.

Not affiliated with Medicare, Medicaid, or any government agency. InsuraFix is a licensed insurance agency.