Medicare Supplement Insurance — Ohio

Medicare Supplement Insurance in Ohio

Ohio has over 2.4 million Medicare beneficiaries across Columbus, Cleveland, Cincinnati, and Dayton. The Midwest's lower cost of living means Medicare Supplement premiums in Ohio tend to be more affordable than coastal states — but rates still vary significantly between carriers. InsuraFix compares all available plans to find Ohio seniors the best rate.

100% Free Service
15+ Carriers Compared
Licensed in Ohio
No Obligation
2,400,000
Medicare Beneficiaries in Ohio
$138/mo
Avg. Plan G Premium in Ohio (age 65)
$108/mo
Avg. Plan N Premium in Ohio (age 65)

What Ohio Residents Should Know

Ohio uses community-rated pricing for some Medicare Supplement plans, meaning premiums are the same regardless of age. This can be advantageous for older enrollees. Our agents can help you identify which carriers use community vs. attained-age pricing in Ohio.

Most Popular Plans in Ohio

Estimated monthly premiums for a 65-year-old non-smoker in Ohio.

Plan G

$138/mo
estimated for age 65 in Ohio
Most Popular
Part A deductible
Part A coinsurance
Part B coinsurance (20%)
Skilled nursing facility
Foreign travel emergency
Not covered:Part B deductible ($240/year)
Most new enrollees — best overall coverage
Get a Quote for Plan G

Plan N

$108/mo
estimated for age 65 in Ohio
Part A deductible
Part A coinsurance
Part B coinsurance (with small copays)
Skilled nursing facility
Foreign travel emergency
Not covered:Part B deductible + up to $20 copays per visit
Healthy seniors who want lower premiums
Get a Quote for Plan N
"I was confused about all the plan options. The InsuraFix agent walked me through everything in one call and I was enrolled in Plan G within the week."
— James, age 72, Columbus, Ohio

How to Enroll in Ohio

Step 1

Call or Request a Quote

Call (813) 733-5386 or submit a quote request online. Tell us your ZIP code, date of birth, and plan interest.

Step 2

We Compare 15+ Carriers

Your licensed Ohio specialist compares rates from all available carriers to find your lowest premium.

Step 3

Enroll — We Handle the Paperwork

Choose your plan and we complete the enrollment. Coverage typically begins the first of the following month.

Medicare Supplement FAQs for Ohio

How much does Medicare Supplement cost in Ohio?

In Ohio, Plan G typically costs around $138/month and Plan N around $108/month for a 65-year-old non-smoker. Rates increase with age and vary by carrier, gender, and tobacco use. Call InsuraFix at (813) 733-5386 for a free personalized quote.

Which Medicare Supplement plan is most popular in Ohio?

Plan G is the most popular Medigap plan for new enrollees in Ohio. It covers virtually all Medicare out-of-pocket costs except the annual Part B deductible. Plan N is the second most popular option for seniors who want lower premiums and are comfortable with small copays.

Can I be denied Medicare Supplement in Ohio?

During your 6-month Open Enrollment Period (when you turn 65 and enroll in Part B), you cannot be denied Medicare Supplement coverage in Ohio. Outside of this window, insurers may use medical underwriting. Guaranteed issue rights may apply in certain situations — our agents can advise on your specific options.

Ready to Compare Medicare Supplement Rates in Ohio?

Our licensed Ohio specialists compare 15+ carriers to find your lowest available premium. Free, no obligation.

Not affiliated with Medicare, Medicaid, or any government agency. InsuraFix is a licensed insurance agency.