Final Expense Insurance in Memphis, Tennessee
Protect your family from $7,400 in average funeral costs in Memphis. Get affordable coverage with no medical exam required — approval in minutes.
Memphis Funeral Cost Data
Funeral costs in Memphis have risen ~4% annually. A $10,000 policy today may not cover costs in 10 years — consider coverage of $15,000–$20,000.
Final Expense Insurance Options for Memphis Residents
Level Benefit
Full coverage from day one. Best for those in good health.
Graded Benefit
Partial coverage in years 1–2, full coverage after. For moderate health.
Guaranteed Issue
No health questions. Approved regardless of health history.
Frequently Asked Questions — Memphis
What is the average cost of a funeral in Memphis, Tennessee?
The average cost of a funeral in Memphis is $7,400, which includes the funeral home service fee, casket, burial plot, and related expenses. Cremation averages $1,850. These costs have been rising approximately 3–4% per year.
How much does final expense insurance cost in Memphis?
Final expense insurance in Memphis typically costs between $20–$100/month. A healthy 65-year-old non-smoker can expect to pay approximately $35–$55/month for $10,000 in coverage. Rates are locked in at purchase and never increase.
Can I get burial insurance in Memphis with no medical exam?
Yes. Most final expense policies in Memphis require only a few health questions — no blood tests, no doctor visits. Guaranteed issue policies are also available for ages 50–85 with absolutely no health questions, though these carry a 2-year waiting period.
What zip codes in Memphis does InsuraFix serve?
InsuraFix serves all zip codes in Memphis, including 38101, 38103, 38104, 38105, 38106 and 5 more. Coverage is available statewide across Tennessee.
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