Elizabeth, NJ — Union County

Final Expense Insurance in Elizabeth, New Jersey

Protect your family from $9,000 in average funeral costs in Elizabeth. Get affordable coverage with no medical exam required — approval in minutes.

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Ages 50–85

Elizabeth Funeral Cost Data

Average Funeral Cost$9,000
Average Cremation Cost$2,700
Senior Population18,000+
CountyUnion County

Funeral costs in Elizabeth have risen ~4% annually. A $10,000 policy today may not cover costs in 10 years — consider coverage of $15,000–$20,000.

Final Expense Insurance Options for Elizabeth Residents

Most Popular

Level Benefit

Full coverage from day one. Best for those in good health.

Coverage$5,000–$50,000
Est. Monthly$25–$85
Waiting PeriodNone

Graded Benefit

Partial coverage in years 1–2, full coverage after. For moderate health.

Coverage$5,000–$25,000
Est. Monthly$30–$95
Waiting Period2-year graded

Guaranteed Issue

No health questions. Approved regardless of health history.

Coverage$2,000–$25,000
Est. Monthly$40–$120
Waiting Period2-year waiting

Frequently Asked Questions — Elizabeth

What is the average cost of a funeral in Elizabeth, New Jersey?

The average cost of a funeral in Elizabeth is $9,000, which includes the funeral home service fee, casket, burial plot, and related expenses. Cremation averages $2,700. These costs have been rising approximately 3–4% per year.

How much does final expense insurance cost in Elizabeth?

Final expense insurance in Elizabeth typically costs between $20–$100/month. A healthy 65-year-old non-smoker can expect to pay approximately $35–$55/month for $10,000 in coverage. Rates are locked in at purchase and never increase.

Can I get burial insurance in Elizabeth with no medical exam?

Yes. Most final expense policies in Elizabeth require only a few health questions — no blood tests, no doctor visits. Guaranteed issue policies are also available for ages 50–85 with absolutely no health questions, though these carry a 2-year waiting period.

What zip codes in Elizabeth does InsuraFix serve?

InsuraFix serves all zip codes in Elizabeth, including 07201, 07202, 07206, 07208. Coverage is available statewide across New Jersey.

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